Wealth Planner & Net Worth Goal Tracker
Single-file app • offline-first • privacy-first
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Compact/Expanded
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Encrypted Backup
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Core Plan Inputs
Current Net Worth ($)
Monthly Income ($)
Savings Rate (%)
Expected Annual Return (%)
Inflation (%)
Sensitivity Return Drop (%)
Scenarios
Active Scenario
Scenario Name
Target Net Worth ($)
Years to Target
Expected CAGR (%)
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Plan Metrics
Trajectory (Actual vs Required vs Projected)
Asset Allocation
Cash ($)
Equity ($)
Crypto ($)
Real Estate ($)
Other ($)
History & Journal
Snapshot Date
Net Worth Snapshot ($)
Monthly note
Add/Update Snapshot
Export CSV
Month
Net Worth
Note
Milestones & Execution
Progress to target
Milestone
Target
Status
Scenario Comparison, Risk & Reality Checks
Side-by-side outcomes
Scenario
Target
Years
Req CAGR
Projected End
Checks
Monte Carlo (lightweight)
Run 300 simulations
Run simulation to estimate probability of hitting your goal.